Blue Insurance

Blue Insurance

Blue insurance, based in Ireland, is an insurance provider that offers many different cover options that includes things like car and motor insurance and cover, as well as extensive travel insurance packages with different travel elements that will be interesting for people that like to take on different activities while enjoying their holidays and trips away. Travel insurance is one of the most popular things that people need cover for and you can easily obtain a quote for this. You can do this as an annual policy for the year, or choose to look at single trip options. When you obtain travel insurance and a quote you need to know that certain activities will have you covered. This might be global travel insurance or travel insurance for one trip with certain activities in mind. Just consider what would be best for you, whether that is a policy over the year or basing it for one trip.

During the coronavirus pandemic, Blue Insurance based in Ireland has been ensuring that their customers are still able to get their premium services, travel cover, wedding insurance, excess insurance, travel disruption cover, and even things like pet insurance, private health insurance, gadget insurance and home insurance. Whether you need to cancel a policy and get a refund, or get a quote, Blue insurance can help.

When it comes to travel insurance, you can be assured that things such as your flight, a claim for things such as cancellation or hire can be covered. You may have to share the liability through an excess, but these things can have you covered. You can’t predict if a flight would face cancellation and you can always make a claim for things such as this if you chose to. There may be fees in place to cover this and as a leading provider of travel insurance that can provide and specialises in cover for hazardous sporting activities for the consumer, it could be a great option to consider. If travelling is on the cards for you, this sort of extensive cover could be a good choice with a brand that is known for this sort of travel cover.

Blue insurance, who are based in Ireland, can cover you for many different hazardous activities when you travel that you may want to partake in and you can get a quote for different ones, and as a customer this should have you feeling reassured. This can be done for a year or for a single trip. These include the following:

  • Clay Pigeon Shooting
  • Cricket
  • Cycling
  • Dinghy Sailing
  • Fell Walking
  • Fencing
  • Fishing
  • Football
  • GAA Football
  • Golf
  • Hiking
  • Hockey
  • Horse Riding
  • Ice Skating
  • Jet Boating
  • Jet Ski-ing
  • Jogging
  • Manual Work (bar and restaurant, waitress and waiter, au pair and nannies and occasional light manual work which can include retail work and fruit picking but excluding the use of power tools and machinery, and can be done for a year)
  • Marathon Running
  • Motorcycling up to 125cc
  • Netball
  • Non manual work
  • Orienteering
  • Outward Bound Pursuits
  • Paintballing
  • Parascending
  • Pony Trekking
  • Quad biking up to 50cc
  • Racquetball
  • Rambling
  • River Canoeing
  • Roller Skating
  • Roller Blading
  • Rounders
  • Rowing
  • Running - sprint/long distance
  • Safari
  • Sailboarding
  • Sailing within territorial waters
  • Scuba Diving down to 30 metres if qualified and not diving alone or accompanied by a qualified instructor
  • Skateboarding
  • Snorkelling
  • Squash
  • Surfing
  • Tennis
  • Tour Operator Safari
  • Track Events
  • Trekking
  • Volleyball
  • War Games
  • Water Polo
  • Water ski-ing
  • White Water Rafting
  • Windsurfing
  • Yachting

Many people want and need to know the difference between incidental and non incidental, especially when it comes to travel. In theory, this is explained now. An activity done on an incidental basis means it happens randomly or casually. Often something that can’t be predicted. The activity would not be the main purpose of your trip. So it would form part of your holiday or trip but not in its entirety. Non Incidental is exactly the opposite and would be pre-planned and something you would be aware of before taking your trip and holiday. Here are some examples:

"I am going on holiday and may have a go at Scuba Diving whilst I'm out there, if I can find a place that does it." - That would be participation in an activity on an 'Incidental' basis. "I am going on a specific Scuba Diving holiday, where my main intention is to Scuba Dive" - That would be participation on a 'Non Incidental' basis.

Whether it is health insurance, medical expenses, medical cover, insurance for a backpacker, and as an insurer they want to make sure you are covered.

Yes blue insurance does cover travel scuba diving when offering travel packages, there is cover for beginners that is free of charge. Any advance scuba diving that takes place on your travel excursions will be charged for and information can be found on the websites. As an insurance company based in Ireland, they do have some specific guidelines that need to be followed.

Beginners cover is on an incidental basis. Scuba diving to the following depths is covered provided you are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organization and not diving alone:

  • PADI Open Water - 18 metres
  • PADI Advanced Open Water - 30 metres
  • BSAC Ocean Diver - 20 metres
  • BSAC Sports Diver - 30 metres
  • BSAC Dive Leader - 30 metres

Advanced cover is for greater dive depths and non incidental coverage and there will be an additional charge for this.

Scuba diving to the following depths when you embark on your travel excursions is covered provided you are diving under the direction of an accredited dive marshal, instructor or guide this may have been done a few years ago. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organization and not diving alone:

  • PADI Open Water - 18 metres
  • PADI Advanced Open Water - 30 metres
  • BSAC Ocean Diver - 20 metres
  • BSAC Sports Diver - 35 metres
  • BSAC Dive Leader - 50 metres

Blue insurance must agree with any equivalent qualification.

Blue care, a package provided from Blue insurance based in Ireland, is the kind of insurance policy that covers you for the condition of your vehicle and car. It covers one minor dent or one standard fill and spray repair, valid for the same period of insurance. This includes dents, scuffs, scratches, and scrapes on your car. This can offer you affordable assistance for any issues to do with your car. You should also check your car insurance to see if any other cover is needed.

Whether you need help with an excess, medical needs, travel information, individual advice as an insurer, car hire and even advice because of the covid-19 pandemic, they are here to help. You should also contact them should require pet insurance, private health insurance, a travel insurance policy, annual travel insurance for the year, or car insurance. As a traveller, and perhaps working in the travel trade, as a provider of specialist insurance that will provide the Irish customer peace of mind, you should be assured that the Blue insurance Group and Blue Insurance Ltd has you covered.