The first step to take when you want to make a claim on your insurance policy is check that you’re covered. You don’t want to waste time making a claim if you’re not covered by your existing policy. You can check your copy of the policy. And if you’re still not sure, you can contact your insurance provider and let them analyse the case for you. Alternatively, you could hire an assessor to help you work out how much the damage will cost to put right. You will have to pay for this service though.
Weighing up your needs and the cost of your insurance policy is essential. It’s not always the case that the policy with the lowest premiums offers you the best value for money. Prices change all the time, so make sure that you find the best deal that’s right for you and your family’s needs.