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See what it costs in Ireland, who sells it, and how to pay less. We do not sell insurance, so nobody calls you.

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Car insurance: Drivers in Ireland pay around €655 a year*

Average premium for 2025, all levels of cover. Source: Central Bank of Ireland, NCID Private Motor Report 8 (October 2026). Checked 9 November 2026.

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Car hire excess Cost of car insurance First-time drivers

Home insurance: There is no official average price for home insurance in Ireland.

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Cost of home insurance Under-insurance and rebuild cost What home insurance covers

Health insurance: Adults in Ireland pay around €1,950 a year*

Weighted average adult premium at the end of June 2026. Source: Health Insurance Authority, Q2 2026 market bulletin. Checked 9 November 2026.

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Cost of health insurance Lifetime community rating Switching health insurance

Dental insurance: Adult plans start from around €18 a month*

Lowest published adult plan: DeCare Healthy Smiles Level 1, age 18 to 39. Source: decare.ie. Checked 9 November 2026.

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Children's dental cover Dental plans Health insurance and dental

Pet insurance: Cat cover starts from around €6 a month*

Lowest published price: AA Ireland Essential cover for a 6-month-old cat, published 10 February 2026. Source: theaa.ie. Checked 9 November 2026.

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Cost of pet insurance Dog insurance Is it worth it?

Travel insurance: A year of cover in Europe starts from around €15 a year*

Lowest published price: AA Ireland multi-trip cover in Europe, one adult under 50 with private health insurance. Source: theaa.ie. Checked 9 November 2026.

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Cost of travel insurance European Health Insurance Card Multi-trip travel insurance

Life insurance: Cover for a young non-smoker starts from around €8 a month*

Lowest published price: Vhi mortgage protection of €179,900 over 20 years, age 30, non-smoker, with a 10% customer discount. Source: vhi.ie. Checked 9 November 2026.

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Cost of life insurance Income protection Mortgage protection

Gadget insurance: Phone cover starts from around €4 a month*

Lowest published price: Gadgetinsurance.com, phone worth up to €200, under 12 months old, bought online. Source: gadgetinsurance.com. Checked 9 November 2026.

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Is it worth it? Laptop and tablet insurance Phone insurance

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Find your renewal letter Write down the price you paid last year Check your cover level and your excess Get prices from other companies Decide before the renewal date

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* Estimate. It is an average, or the lowest price that an insurer published. Prices checked on 9 November 2026. It is not a quote. Your price depends on your details, and only the insurer can give it. InsuranceDeals.ie does not sell insurance.