Increasingly, we are all becoming more and more attached to our gadgets. As those gadgets become more a part of daily life, their importance grows and grows. Most people today carry a smartphone with them at all times - this is now so commonplace that we take the opposite to be stranger. If you are someone who takes a smartphone everywhere, you will be aware of both how useful they can be, and how prone to danger.
There are all sorts of things that can go wrong with any gadget, whether it’s a smartphone, a tablet, or even a laptop computer. For something the size of a smartphone, one of the easiest ways to see it being broken is being careless or letting it fall out of a pocket. But there are plenty of occasions when something happens which is nothing to do with you, not your fault at all. An item being lost or stolen is such an occurrence, and it is something which nobody wants to experience. Of course, it can happen to anyone at any time - and when it does, you want to be able to know that you have options.
With gadget insurance, you have those options. There are varying kinds of insurance, and different policies you can take out for different premiums, but ultimately they are all quite similar. Gadget insurance is designed to be able to reimburse you if your gadgets undergo any unwarranted and unforeseen accidents or loss. The policy we are talking about here covers you for the cost of repairing or replacing items damaged by liquid, as an accident or if the item has been stolen. Something else which it covers you for, something you might not see everywhere, is fraudulent call usage made by the party who stole your phone. You might be surprised at just how much money this can actually save you in the long run. Loss is also covered for all items, although sometimes at an additional premium. However, you might decide it is a premium worth paying for the resulting peace of mind.
In days gone by, women drivers were able to use female-only insurance programs. However, since 2012, this practice has been outlawed in Ireland and across Europe. Insurance companies are no longer able to make that discrimination between men and women. In fact, they aren’t even allowed to take gender into account when insuring their customers. Is this a rough deal for women? Well, the statistics might say so - women tend to be safe drivers in the main, and take fewer risks on the road.
You will be pleased to hear that the coverage is not just for Ireland, either. It covers you anywhere in the world for up to 60 days in total in any 12 month period, meaning that you can travel extensively without worrying about your phone or other gadgets you might take with you. This is something that not every policy type covers, so it might be a good idea to take advantage of this particular offer.
All in all, gadget insurance is a great idea for anyone who carries a gadget with them most of the time, and is concerned about its loss or damage. Nobody wants these things to happen, but knowing that you have a solution if it does happen does at least make a considerable difference to your peace of mind. Take a look at the policies and see if there is one that suits your needs today. You might be pleasantly surprised.