FBD car insurance

FBD Insurance is an insurer. Its car insurance is underwritten by FBD Insurance plc.

Facts from FBD Insurance's own website, checked on 10 November 2026. We do not sell insurance, and FBD Insurance does not pay us.

Quick facts

Sales and customer service
0818 18 18 18
Car claims
0818 953 953
Motor breakdown (Republic of Ireland)
1800 323 888
Motor breakdown (international)
+353 91 560 622
Buy online
Yes
Underwriter
FBD Insurance plc
Central Bank reference
C752
Company page
FBD Insurance

Check each number on FBD Insurance's website or your policy documents before you call.

FBD Insurance sells car insurance underwritten by FBD Insurance plc, under the name CarProtect. It offers comprehensive cover and third party, fire and theft cover.

What FBD Insurance says about its car insurance

  • ComprehensiveWide protection for accidental damage to or loss of your car.
  • Third Party, Fire & TheftMore basic protection against damage to or loss of your car if it is stolen, someone tries to steal it, or it goes on fire.
  • Third Party onlyCovers injury to others or damage to their property; the minimum cover required by law.
  • The CarProtect policy is offered with Comprehensive or Third Party, Fire & Theft cover.
  • Third party cover is standard on both options: damage to someone else's property up to €30 million and unlimited cover for injury to others.
  • A courtesy car for up to 7 days while your car is repaired by a repairer FBD recommends, or up to 10 days if it is a total loss or stolen and not recovered.
  • Comprehensive includes uninsured driver protection, courtesy car, medical expenses and windscreen and window glass.
  • Optional extras: 24hr Car Breakdown Assistance, Driver Accident Protection, Comprehensive Driving of Other Cars, No Claim Discount Protector and Stepback No Claims Discount Protector.
  • Comprehensive Driving of Other Cars (optional) pays for damage to a car you do not own up to €50,000, plus third-party claims against you as the driver.
  • Windscreen, fire and theft or attempted theft claims do not lose your No Claims Discount.

Discounts FBD Insurance lists

  • 35% off CarProtect insurance with one year No Claims Discount. FBD CarProtect policies only; acceptance criteria, terms and conditions apply.
  • 10% Online Discount, new policies only.
  • 10% Multi-product Online Discount: 10% off a new Car Insurance policy if you or a family member living with you has a car, home or van policy with FBD Insurance.
  • 3 for 2 on Optional Extras: choose 3 optional extras and the one that costs least is free in the first year; optional extras are not required to buy the main product.

Who can get cover

  • All covers are subject to eligibility criteria.
  • No Claim Discount Protector is available to drivers with 5 years no claims discount.
  • Stepback No Claims Discount Protector is available to new customers with 3 or more years no claims discount.
  • FBD must collect all driver numbers noted on an insurance policy.

Read the full terms: CarProtect policy booklet (policy number starting P3), CarProtect features and benefits (PDF), Terms of business, FBD documents page (car, vintage and classic, home).

Get a reminder before your renewal date

Renewal is a good time to check your price and your cover. We email you once a year, in the month before your renewal. Nothing else.