AA car insurance

AA Ireland is a broker.

Facts from AA Ireland's own website, checked on 10 November 2026. We do not sell insurance, and AA Ireland does not pay us.

Quick facts

Car insurance quotes
01 674 0443
Car claims (AA Claims Assist, 24 hours)
0818 467 101
Claims from outside Ireland
00 353 1 617 9448
General line in Terms of Business
0818 227 228
Buy online
Yes
Central Bank reference
C35630
Company page
AA Ireland

Check each number on AA Ireland's website or your policy documents before you call.

AA Ireland arranges car insurance from a panel of 8 insurers, and its terms of business name each one. It also has a young driver product for drivers aged 17 to 24.

What AA Ireland says about its car insurance

  • ComprehensiveAA customers with a full licence get comprehensive cover on the AA common product, including driving other cars
  • Third Party, Fire & TheftOffered on the AA Product Standard Scheme alongside Comprehensive
  • AA compares 13 quotes generated from a panel of 8 insurers.
  • The car insurance panel in the Terms of Business is AXA Insurance DAC, Allianz p.l.c, Aviva Insurance Ireland DAC, Intact Insurance Ireland DAC, RedClick, Zurich Insurance p.l.c, KennCo Insurance Ltd and Arch Insurance DAC, Willis Towers Watson Insurances (Ireland) Limited; the underwriter depends on the quote.
  • Personal accident cover up to €75,000 on the common product (Allianz, AXA, Aviva and Intact only).
  • Personal belongings cover up to €750 on the common product.
  • Legal expenses cover up to €50,000 where justified.
  • Cover in more than 30 countries abroad for up to 60 days.
  • Fire, theft and windscreen claims can be made without affecting the no claims bonus on the standard scheme; windscreen limit is €225 if an AA approved repairer is not used.

Discounts AA Ireland lists

  • Online discount for new policies bought online, maximum €320, minimum premium €306.02.
  • A 50% No Claims Discount is stated for five years claims free.
  • AA Members may be eligible for a discount on a first policy and on renewals while membership continues.

Who can get cover

  • The young driver product is for drivers aged 17 to 24.
  • Open drive option: 25-70 years old with full licence.
  • Driving other cars: yes if over 25 years old with full licence (AA Motor and AA Value schemes).
  • Comprehensive is stated for AA customers with a full licence.

Read the full terms: AA Insurance Terms of Business, effective 12 October 2026, AA Car Insurance: Policy Summary, KennCo Unique Private Motor IPID (June 2022).

A price AA Ireland publishes

From €38.36/Month Young driver car insurance: price based on a July 2026 policy for a 23-year-old Wexford driver with a 2017 1.2L Golf GTI, 5-year full Irish licence and NCD, driving 6,000 km/year July 2026 policy (read 2026-11-10). Source: AA Ireland.

Published by AA Ireland. It is not a quote. Your price depends on your details.

Get a reminder before your renewal date

Renewal is a good time to check your price and your cover. We email you once a year, in the month before your renewal. Nothing else.