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AXA car insurance

AXA Ireland is an insurer.

Facts from AXA's own website, checked on 10 November 2026. We do not sell insurance, and AXA does not pay us.

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Quick facts

General enquiries and car quotes by phone
0818 7 365 24
24-hour car rescue line from the UK
00353 1 858 3200
Classic car quotes
0818 292 227
Buy online
Yes
Central Bank reference
C713
Company page
AXA Ireland

Check each number on AXA's website or your policy documents before you call.

AXA Insurance dac sells car insurance in Ireland and is regulated by the Central Bank of Ireland. It offers comprehensive, third party, fire and theft, and third party only cover, and young driver policies for drivers under 25.

What AXA says about its car insurance

  • ComprehensiveCovers damage to your own vehicle after an accident as well as third party claims.
  • Third party, fire & theftHas fewer benefits than a standard comprehensive policy.
  • Third party only
  • Accident forgiveness (Stepback No Claims Discount): an accident claim, or a claim made against you, does not remove your full no claims discount.
  • A replacement car for up to 14 days while your car is repaired by an AXA approved repairer.
  • Up to €750 towards car locks, alarms and replacement keys if keys are lost or stolen.
  • If you are over 25, cover to drive cars not owned, hired or leased by you, your partner, spouse or employer.
  • Windscreen cover that does not affect your no claims discount.
  • Misfuelling cover up to €350.
  • Travel Europe with your car for up to 90 days during the policy period.
  • No black box or tracking for young drivers.

Discounts AXA lists

  • Up to 75% no claims discount, after five years or more claims free.
  • 10% off when you get a car quote online (headline on the car insurance page).
  • 10% discount on any new car policy if AXA already insures your car, home or van (multiproduct discount; AXA One Policy is excluded).
  • Young drivers: up to €400 off car insurance after 12 EDT lessons with Irish School of Motoring are completed.
  • Possible introductory discount on a second car if you are the only driver on both policies.

Who can get cover

  • Young driver policies are for anyone under 25 with a valid learner permit or full driver's licence.
  • A learner driver can insure their own car if they are the legally registered owner and keeper.
  • Drive other cars cover applies if you are over 25.
  • The optional Open driving extra covers anyone aged 25 to 70 with a full Irish, UK or EU licence.
  • No claims discount protection can only be added if you have earned the maximum no claims discount.

Read the full terms: Car insurance policy booklet (purchased on or after 22nd July 2026 / renewed on or after 1 ...), Car insurance IPID (purchased on or after 22nd July 2026 / renewed on or after 1 ...), Terms of business, Transaction charges, AXA policy documents library.

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Get a reminder before your renewal date

Renewal is a good time to check your price and your cover. We email you once a year, in the month before your renewal. Nothing else.