FBD is an insurance company that operates in Ireland. Unlike other large insurance companies, it doesn’t operate in other countries around the world. Instead, it has 34 branch offices that can be found all over the Republic of Ireland. The company was first established in 1969 and has been offering insurance policies to the people of Ireland ever since. These days, it’s a holding company with various entities, such as insurance, brokerage and finance. The insurance entity is still the primary focus for the business, however.
According to the company, they have over half a million customers that they describe as loyal and satisfied. There are four main types of insurance on offer. These are car insurance, home insurance, business insurance and farm insurance. The number of local branches means that they can offer adequate customer service throughout the country in a face to face manner. This can be good for some customers who prefer the direct contact that is often needed when sorting financial matters out.
However, their online focus is strong too. For example, customers who take out a policy for the first time online can get a 10% discount on their car insurance. There are a number of different features that you would expect from a car insurer. 24-hour breakdown assistance comes as standard for policyholders, as does car hire after a claim has been made. On top of that, they operate a ‘new for new’ car replacement policy. You can also get cover to drive another car that doesn’t belong to you as part of the policy, as long as you’re over the age of 25.
FBD’s home insurance cover offers a no claim discount of up to 50&, which is quite a lot. There are many additional benefits that the company offers as well. For example, you can even get a loss of frozen food in your home covered if the temperature unexpectedly rises. Replacement locks, alternative accommodation and accidental damage to audio equipment are also covered. Even jury service expenses can be covered by this home insurance policy.
The farming sector is very big in Ireland, so it’s important that the right insurance cover is available. This is a form of insurance that helps FBD to stand out from some of its larger competitors in the insurance sector. The company also tries to support farmers in other ways. They promote the Irish farming sector by organising the FBD National Farmyard Awards. And they claim to keep their pricing levels very competitive for Irish farmers as well.
There are three main types of business insurance that FBD offer. To start with, the basic business insurance cover is offered. This can help shops, pubs, offices, restaurants and manufacturers in Ireland stay protected and covered. Then there is commercial vehicle insurance that can be purchased from FBD. This applies to vans and can help them when they break down. Motor fleet insurance is the final type of business insurance the company offers. It helps businesses that have many vehicles on the road.